Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Displayed for California residents only. No request for name, phone, or email is made.

How to read the results

Monthly price: the quoted premium per month at your chosen coverage, term, and health tier. Rate class: the underwriting category the quote assumes; actual class is confirmed during underwriting. Exam: whether a medical exam is likely; many fast-track programs waive exams for qualifying applicants. A.M. Best: the carrier's financial stability score.

Click Apply to open a secure application with your answers already there. The carriers' platform runs it; Susman Insurance Agency, licensed in California (0B75129), handles it. You're free to pause, resume, or back out at any point—nothing is final until a policy is written and you accept it.